Introduction

This website, and all other US Ring Binder websites (“Websites”), which may be encountered via the Internet, are operated by US Ring Binder ("US Ring Binder ", "We", or "Us"). US Ring Binder provides its Websites to you subject to the following Terms ff Use (the "Terms"). By using the Websites, you agree to be bound by the Terms. US Ring Binder may, in its sole discretion, modify the Terms without notice to you. Therefore, please continue to review the Terms when using the Websites. By continuing to access and use the Websites after the Terms have been modified, you are agreeing to such modifications. In addition, when using particular services or features, or when ordering products on the Websites, you shall be subject to any posted guidelines or rules applicable to such services, features, products or orders that may be posted from time to time. All such guidelines or rules are hereby incorporated by reference into the Terms.

Description of Service

The Websites allow users to research, review, purchase, and/or order various entertainment, educational and other products featured on the Websites (collectively, "Products"), including, but not limited to, office supplies, gifts, stationary, and other paper goods etc. Unless explicitly stated otherwise, any new features or offerings on the Websites in the future that are added to or that augment or enhance the Services shall be considered part of the Services and subject to the Terms.

Purchasing Products

If you make a purchase from the US Ring Binder you are transacting with US Ring Binder, and ownership of any purchased items transfers to you immediately upon shipment.  If you make a purchase from any third-parties advertised on or linked to from the Websites, you are not purchasing a product or service from US Ring Binder. You agree that neither US Ring Binder nor its affiliated companies shall be responsible for or liable for any loss or damage of any sort incurred as the result of any purchases made from any third-parties advertised on or linked to from the US Ring Binder Websites.

The purchase and download of any product or service from US Ring Binder Websites, is on-refundable and may not be returned. All sales of downloadable material are final.

Registration

You may be required to register for an account on the Websites in order to take advantage of certain features of the Websites, such as purchasing Products, using an online shopping cart. If you choose to register on the Websites, or if you otherwise provide information on the Websites you agree to (a) provide true, accurate, current and complete information about yourself as prompted by the Websites and (b) as permitted, maintain and promptly update such information to keep it true, accurate, current and complete. If you provide any information to US Ring Binder that is false, inaccurate, outdated or incomplete, or US Ring Binder has reasonable grounds to suspect that such information is false, inaccurate, outdated or incomplete, US Ring Binder has the right to suspend or terminate your account and to prohibit any and all current or future use of the Services (or any portion thereof) by you.

Privacy

Any registration or other information you provide to US Ring Binder is subject to our Privacy Policy. For more information, see our Privacy Policy. Our Privacy Policy is hereby incorporated into the Terms by this reference.

Member Account and Password

If you choose to register for an account with US Ring Binder, you will create a username and password while completing the registration process. You are responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify US Ring Binder of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. US Ring Binder (and its affiliated companies) cannot and will not be liable for any loss or damage arising from your failure to comply with this section.

Materials on the Site, Proprietary Use

You acknowledge that all materials on the Websites , including, but not limited to, design, graphics, text, pictures, software and other files and the selection and arrangement thereof (the "Materials"), are subject to and protected under copyright, trademark and/or other intellectual property laws and rights. All copyrighted and copyrightable Materials are owned by US Ring Binder and/or its suppliers or licensors, all rights reserved. US Ring Binder authorizes you to view and download the Materials only for personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices contained in the original Materials.

Except as stated herein, you may not copy, reproduce, distribute, republish, download, perform, display, post, transmit, frame, or otherwise use any of the Materials in any form or by any means, without the prior written permission of US Ring Binder or the respective intellectual property owner. You may not modify or adapt the Materials in any way or otherwise use them for any public or commercial purposes. You may not interfere or attempt to interfere with the proper working of the Websites and you may not use any robot, spider, data miner, scraper, or other automated means to access the Websites for any purpose.

The trademarks, service marks, trade names, trade dress and logos (collectively, "Marks") contained or described on the Websites (including, without limitation, US Ring Binder and any Marks associated with any Products) are the sole property of US Ring Binder and/or its suppliers and licensors and may not be copied, imitated, framed, or otherwise used, in whole or in part, without the prior written permission of US Ring Binder or its suppliers or licensors. In addition, all page headers, custom graphics, button icons and scripts are Marks of US Ring Binder and may not be copied, imitated or otherwise used, in whole or in part, without the prior written permission of US Ring Binder. US Ring Binder will enforce its intellectual property rights to the fullest extent of the law.

Submissions

In the event that we provide users with any venues to submit opinions, reviews, ratings, information, ideas, suggestions, concepts, videos, audio content, or other material (collectively, "Submissions") on the Web (collectively, "Venues", and including, but not limited to bulletin boards, chat rooms, surveys or invitations to e-mail US Ring Binder with questions or comments), you agree and warrant that any such Submissions are original with you and are accurate and current. You agree and warrant that you will not submit any Submission that is unlawful, harmful, harassing, threatening, abusive, hateful, libelous, defamatory, obscene, pornographic, profane, vulgar, indecent, sexually explicit or otherwise objectionable, or that would constitute a criminal offense, give rise to civil liability, violate any third party's rights of privacy or publicity or otherwise violate any applicable law or right. You agree and warrant that you will not submit any Submission that is protected by copyright, patent, or other proprietary rights without obtaining permission of the owner of such rights. You agree and warrant that the Venues will not be used by you for any commercial purposes. You agree and warrant that you will not submit any Submission to solicit funds or to promote, advertise, or solicit the sale of any goods or services. You further agree that all "moral rights" that you may have in any submitted content have been voluntarily waived by you.

You agree that any Submissions submitted by you to the Websites through the Venues or otherwise will be deemed non-proprietary and non-confidential, and may be used by US Ring Binder without restriction. Without limiting the foregoing, by offering any Submissions through the Websites, you grant to US Ring Binder the worldwide, perpetual, royalty-free, irrevocable, nonexclusive right and license to reproduce, modify, edit, publish, display, perform, adapt, distribute, sublicense and otherwise use and exploit such Submissions (and any and all proprietary rights therein that you may have) in any and all forms and media, now or hereafter discovered, without compensation or attribution to you.

US Ring Binder reserves the right, in our sole discretion, to edit any Submission, and to choose to include or not include such Submission in any Venue for any reason. We are not responsible for screening, monitoring or verifying any Submissions (subject to the "Copyrights and Copyright Agent" paragraph below). Any opinions, statements or other material expressed or posted by third parties are those of such third parties and not of US Ring Binder. US Ring Binder does not endorse, and shall not be responsible or liable for, any such opinion, statement or other material posted on or accessible through the Websites.

Links and Third Party Content

Links on the Websites to third-party websites are provided to enhance your US Ring Binder experience and to provide you with the opportunity to utilize value-added entertainment and educational content. If you use these links, you will leave the Websites. Any information you provide to these third-party websites while on these third-party websites is subject to the respective third-party's privacy policy, and not US Ring Binder Privacy Policy. US Ring Binder does not control any such third-party websites. You agree that neither US Ring Binder nor any of its parent or subsidiary companies will be responsible or liable for any content, goods or services provided on or through these outside websites or for your use or inability to use such websites. US Ring Binder does not make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give to any third-party sites. You will use these links at your own risk.

Without limiting the foregoing, your correspondence or business dealings with, consumption of products or services of, or participation in promotions of, third-parties found on or through the use of the Services, including payment for and delivery of related goods or services, and any other terms, conditions, warranties, or representations associated with such dealings, are solely between you and such third party. You agree that neither US Ring Binder nor its affiliated companies shall be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such third-parties on the US Ring Binder Websites.

Disclaimer of Warranties

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

YOUR USE OF THE WEBSITES AND/OR SERVICES IS AT YOUR SOLE RISK. THE WEBSITES AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. EXCEPT AS OTHERWISE EXPRESSLY PROVIDED IN THE TERMS, US RING BINDER, ITS PARENT AND SUBSIDIARY COMPANIES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES AND OTHER REPRESENTATIVES (COLLECTIVELY, THE "US RING BINDER PARTIES") EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

EXCEPT AS OTHERWISE EXPRESSLY PROVIDED IN THE TERMS, US RING BINDER MAKES NO WARRANTY THAT (i) THE WEBSITES AND/OR SERVICES WILL MEET YOUR REQUIREMENTS, (ii) THE WEBSITES AND/OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITES AND/OR SERVICES WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE WEBSITES WILL MEET YOUR EXPECTATIONS, AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITES AND/OR SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US RING BINDER OR THROUGH OR FROM THE WEBSITES AND/OR SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS.

Limitation of Liability

EXCEPT AS OTHERWISE EXPRESSLY PROVIDED IN THE TERMS, YOU EXPRESSLY UNDERSTAND AND AGREE THAT US RING BINDER PARTIES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF US RING BINDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE WEBSITES OR SERVICES; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE WEBSITES OR SERVICES; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEBSITES OR IN CONNECTION WITH THE SERVICES; OR (v) ANY OTHER MATTER RELATING TO THE WEBSITES OR SERVICES.

If you are dissatisfied with any US Ring Binder material, or with any of US Ring Binder' terms and conditions, your sole and exclusive remedy is to discontinue using US Ring Binder' Websites and Services.

Exclusions and Limitations

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnity

You agree to indemnify and hold US Ring Binder and its parent and subsidiary companies harmless from any claim or demand, including reasonable attorney's fees, made by any third party due to or arising out of your breach of the Terms or your violation of any law or the rights of a third party.

Intended Audience

Unless otherwise specified, the Materials are presented solely for the purpose of promoting products available in the United States and its territories and possessions. US Ring Binder controls and operates the Websites from its offices located in the State of Missouri in the United States of America. US Ring Binder makes no representation that Materials contained on the Websites are appropriate or available for use in other locations. Those who choose to access the Websites from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

US Ring Binder does not intend its Websites and/or Services to be used by individuals under the age of 18 without the supervision of a parent or guardian 18 years of age or older. US Ring Binder relies upon parents or guardians 18 years of age or older to determine if the Websites and/or Services are appropriate for the viewing, access, or purchase by such individuals under the age of 18. If an individual under the age of 18 uses the US Ring Binder Websites and/or the Services, such individual may only use the Websites and/or Services under the supervision of a parent or guardian 18 years of age or older.

Copyrights and Copyright Agent

US Ring Binder respects the intellectual property of others, and we ask you to do the same. If you believe that your work has been copied on the Websites and/or Services in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide US Ring Binder' Copyright Agent the following information:

1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;

2. a description of the copyrighted work or other intellectual property that you claim has been infringed;

3. a description of where the material that you claim is infringing is located on the site;

4. your address, telephone number, and email address;

5. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;

6. a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf. US Ring Binder' agent for notice of claims of copyright or other intellectual property infringement can be reached as follows:

Termination

US Ring Binder reserves the right, without notice and at its sole discretion, to suspend or terminate the Terms and/or your ability to access or use the Websites and/or Services, and to block or prevent future access to and use of the Websites and/or Services for any reason, including your breach of the Terms or other conduct by you that US Ring Binder considers inappropriate. US Ring Binder reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Websites and/or Services (or any part thereof) with or without notice. You agree that neither US Ring Binder nor any of its parent or subsidiary companies shall be liable to you or to any third party for any modification, suspension or discontinuance of the Websites and/or Services.

Dealings with Advertisers

Your correspondence or business dealings with, or participation in promotions of, advertisers or third-parties found on or through the use of the Websites and/or Services, including payment for and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertisers or third-parties. You agree that neither US Ring Binder nor its parent or subsidiary companies shall be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers or third-parties on the Services.

Governing Law

The Terms shall be exclusively governed by and construed in accordance with the laws of the State of Missouri within the United States of America without giving effect to any principles of conflicts of law. If any provision of the Terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from the Terms and shall not affect the validity and enforceability of any remaining provisions. US Ring Binder makes no representation that the Terms comply with the laws of any other country. Visitors who use the Websites and/or Services and reside outside the United States do so on their own initiative and are responsible for ompliance with local laws, if and to the extent local laws are applicable. By virtue of your use of the Websites, you agree not to transfer, by electronic transmission or otherwise, any Materials derived from the Websites and/or Services in violation of any laws.

Notices

By use of the Websites and/or Services, you consent to receive electronic communications from US Ring Binder (via email or via a posting on the Websites), and you agree that any such communications satisfy any legal requirement to make such communications in writing.

Contacting Us

If you have any comments or questions regarding these Terms of Service, or wish to report any violation of these Terms of Service, please contact us at the address provided above. We will address any issue to the best of our abilities as soon as possible.